Loans

THE FIRST STEP BEHIND YOU

Making the decision to buy a flat or house?

Are you thinking about getting a mortgage? Want to get through the process as quickly as possible, but don’t even know where to start?
We are here to help you with this! The process of obtaining a loan can be complicated and time-consuming, but with the help of our Advisor it will become much less stressful.

 

Professional support

Advantages of working with our credit consultant

We offer professional, comprehensive and free assistance in applying for a mortgage and constant contact at every stage of the process. Our Advisor will prepare the necessary applications and a summary of bank offers, tailored to your needs, and will deal directly with the Developer.

 

What do you gain?

Saving time!

Who has time to stand in line at the bank today? And to several! Take your time to choose paint and tiles for your new kitchen instead of wasting it during time-consuming visits to several bank branches and tiresome conversations about PITs, income, monthly expenses. And just like on G r o u n d h o g Day – the same thing several times….

Assistance in selecting the most advantageous offer!

If you wanted to become a m o r t g a g e broker then surely you would be the best at it! But if you have already chosen another career path then do you really want to become an instant mortgage e x p e r t ? You’d better benefit from the expertise of someone who is passionate about it and has “eaten their teeth” into it – with a taste!

Selection of the most advantageous offer!

Buying a flat is not like buying buns for your Saturday breakfast. Everyone is able to compare what is better for them at Biedronka or Lidl, but with loans it is not so easy… Margins, commissions, insurance, additional products, g r a c e period, costs of possible earlier repayment – many factors influence the attractiveness of a n offer.

It is your benefits that count, not the bank’s!

When you go to the bank yourself, the specialist working there will want to ‘sell’ you their offer at all costs. This is clear and obvious – we have no regrets. But is this the most advantageous thing for you? Well, rather not. And with our expert, it’s different – he will tell you honestly which bank is setting a marketing trap for you and which bank has a really good product for you.

Free of charge!

Finally, the best part – our expert works for you completely free of charge!!! So say it yourself – how could you not benefit?

What do we gain?

Saving time!

Yes, yes – for us it also makes things easier and saves time. Imagine that we have to complete a minimum of one developer’s statement for each loan application, for each bank and for each of our clients, but sometimes there are more. Now multiply that times the number of flats in the development and… You get the idea already? By working with one credit intermediary rather than many different ones, the exchange of documents goes much faster, which benefits everyone. And there are far fewer emails, so we don’t g e t clogged up with company mail so quickly.

Less paperwork!

Our expert knows our investments almost as well as we do. He has the provisions of our permits, development contracts and prospectuses in his fingertips, something that banks and the analysts working for them often ask about. Also, he will not ask us or you about this. He also knows perfectly well what the payment milestones are in the schedule and he also knows who to talk to if a tranche needs to be postponed a little for you – with us.

 

Confidence that you are in the best hands!

“Do you want to buy a flat? You want to! And guess who has flats for sale and would baaariously like to sell them all?
Believe that we care about of this transaction as much as you do, so we wouldn’t recommend you to just anyone!”